SMSF Costs and Fees in Sydney
The Truth About SMSF Costs.
No Smoke, No Mirrors.
The super industry profits from confusion about SMSF costs. We believe in radical transparency. Every fee, cost, and comparison is laid bare so you can make informed decisions about your retirement wealth.
SMSF Costs: Investment, Not Expense
For balances above $300,000-$500,000, SMSFs often cost less than traditional super while delivering complete control when structured correctly.
The real question is value, not cost. When our specialists save you $20,000 in tax through strategic planning, the $3,500 annual cost becomes irrelevant. When you purchase business premises and save thousands in rent, the fees prove their worth.
We show every fee upfront: setup, ongoing, and optional. We then compare these to your current super costs, including hidden fees. Most clients discover they’re already paying more for less control.
We provide clear cost comparisons with no percentage-based mysteries, hidden platform fees, or insurance commissions. Just transparent costs for professional services that add measurable value.
Fixed fees that become more efficient as your balance grows
Tax savings that often exceed total costs
Strategic value that multiplies returns
Complete transparency with no surprises
Overview
SMSF Costs: Investment, Not Expense
For balances above $300,000-$500,000, SMSFs often cost less than traditional super while delivering complete control when structured correctly.
The real question is value, not cost. When our specialists save you $20,000 in tax through strategic planning, the $3,500 annual cost becomes irrelevant. When you purchase business premises and save thousands in rent, the fees prove their worth.
We show every fee upfront: setup, ongoing, and optional. We then compare these to your current super costs, including hidden fees. Most clients discover they’re already paying more for less control.
We provide clear cost comparisons with no percentage-based mysteries, hidden platform fees, or insurance commissions. Just transparent costs for professional services that add measurable value.
The Cost Reality:
Fixed fees that become more efficient as your balance grows
Tax savings that often exceed total costs
Strategic value that multiplies returns
Complete transparency with no surprises
For Western Sydney's successful professionals, SMSF costs represent an investment in control, not an expense to minimise.
Why Choose Clarity SMSF for Cost Transparency
Experience expert SMSF guidance from a local, transparent team that puts your financial future first
Complete Upfront Disclosure
No surprises, no hidden fees, no "extras" discovered later. We present complete costs before you commit, including all ongoing obligations.
Value-Based Pricing
Our fees reflect the value delivered, not percentage-based wealth extraction. As your balance grows, our fees remain stable while our value multiplies.
Cost-Benefit Analysis
We don't just quote fees, we demonstrate value. Every cost is justified by tangible benefits, often delivering returns many times the investment.
Your journey to
SMSF Confidence
1
Personalised SMSF Assessment
We'll tell you straight if an SMSF is right for you. Unlike those who'll set one up for anyone with a pulse and a credit card.
2
Customised Strategy Creation
Your complete SMSF team crafts a strategy around your specific goals. No cookie-cutter approaches, just personalised planning that actually fits.
3
Seamless Establishment Process
We handle the complex setup while you maintain control. Trust deeds, ATO registration, asset transfers—all done right first time.
4
Guided Investment Implementation
We handle the complex setup while you maintain control. Trust deeds, ATO registration, asset transfers—all done right first time.
5
Ongoing Support & Optimisation
We don't disappear after setup like online providers. Regular reviews and proactive adjustments keep your SMSF on track as life evolves.
Critical Cost Considerations
Balance Break-Even Analysis
The magic number varies by situation. We calculate your specific break-even point considering your balance, growth rate, and strategy complexity.
Hidden Cost Identification
Your current super has costs you don’t see. We expose every hidden fee, commission, and charge to enable true comparison.
Value Optimisation Strategies
Minimising costs matters less than maximising value. We identify strategies where paying slightly more delivers significantly better outcomes.
Fee Structure Evolution
As your SMSF grows, costs should evolve. We plan fee structures that remain efficient throughout your SMSF journey.
SMSF Professional Network
Integrated SMSF Expertise
Your SMSF accountant works seamlessly with our complete specialist network, ensuringevery aspect of your fund receives expert attention:
This coordinated approach eliminates gaps between advisors, ensuring consistent strategyacross all aspects of your SMSF.
Experience the
Specialist Advantage
Ready to experience what truly integrated SMSF expertise delivers? Our specialists are prepared to demonstrate the measurable difference that focused knowledge and coordinated strategy makes to your retirement wealth.
Not sure where to start? Contact us for a confidential discussion about your current SMSF requirements.
All the answers to
your questions
Many SMSF costs are tax-deductible to the fund, effectively reducing the real cost by up to 15%. Some advisory fees may also be personally deductible. Our accountants ensure you claim every available deduction.
While the ATO suggests $200,000 as a starting point, cost-effectiveness typically begins around $300,000-$500,000 depending on your investment strategy and the value you place on control. We’ll calculate your specific break-even point.
Service levels vary dramatically. Cheap online providers offer basic compliance. Our specialist network delivers strategic value. The difference in outcomes far exceeds the difference in cost.