SMSF Setup and Advisory Services in Sydney
Our team of local SMSF specialists in Penrith provide tailored advice and assistance to put you in control of your superannuation
Locally Based, People-Focused
Affordable, Fixed Pricing
SMSF Expertise, Accredited Professionals
Is an SMSF
Right for me?
You want more control of your super, so next compare costs of a SMSF with the average Retail and Industry super funds to see if you could save you money.
No confusion,
just clarity
At Clarity SMSF, we believe in making your SMSF experience seamless and straightforward. Our expert team will guide you step-by-step, removing confusion and ensuring every client enjoys a clear, uncomplicated path to establishing and managing their fund.
Our Specialists
Not Just Advisors.
A Complete SMSF Team
Our SMSF network operates like a finely tuned orchestra, with each expert contributing their specific skills to create a harmonious strategy.
SMSF Financial Advisor
Generic balanced options are for generic investors. Our specialists create investment strategies that leverage your expertise within SMSF rules.
SMSF Accountant
Most accountants see compliance obligations. Ours see strategic opportunities worth thousands in tax savings.
SMSF Specialist Advisor
Your SMSF deserves more than generic advice from generalists. Our specialists focus exclusively on self-managed super, delivering strategies that actually move the needle.
SMSF Mortgage Broker
SMSF lending requires specialist knowledge and deep expertise that most brokers simply do not have. Limited Recourse Borrowing Arrangements are tightly regulated, lender appetite varies, and one structural error can compromise your property purchase. Our specialist know which lenders and loan products will suit your SMSF property goals. Two-time SMSF Broker of the Year.
SMSF Property Advisor
Finding the right property for your SMSF isn’t like buying your home or a standard investment. Our specialist SMSF property advisors navigate complex compliance requirements while identifying opportunities that transform property from expense to wealth-building asset.
SMSF Estate Planning
Your will doesn’t control your SMSF—a fact that shocks many. Our specialists ensure your super wealth transfers exactly as intended, protecting beneficiaries from unnecessary tax.
SMSF Conveyancing
SMSF law combines trust, tax, and compliance law in complex ways. Our specialist lawyers ensure bulletproof structures that maximise flexibility.
Your journey to
SMSF Confidence
1
Personalised SMSF Assessment
We'll tell you straight if an SMSF is right for you. Unlike those who'll set one up for anyone with a pulse and a credit card.
2
Customised Strategy Creation
Your complete SMSF team crafts a strategy around your specific goals. No cookie-cutter approaches, just personalised planning that actually fits.
3
Seamless Establishment Process
We handle the complex setup while you maintain control. Trust deeds, ATO registration, asset transfers—all done right first time.
4
Guided Investment Implementation
We handle the complex setup while you maintain control. Trust deeds, ATO registration, asset transfers—all done right first time.
5
Ongoing Support & Optimisation
We don't disappear after setup like online providers. Regular reviews and proactive adjustments keep your SMSF on track as life evolves.
Why choose Clarity SMSF?
Experience expert SMSF guidance from a local, transparent team that puts your financial future first
A coordianted team, working all together
Unlike other providers, our Western Sydney specialists work as a coordinated team. You get expertise in every aspect of your SMSF journey—from accounting to estate planning—all under one roof.
We’ll Tell You If An SMSF Isn't Right For You
Investing in super property isn’t just buying a house. Our specialists guide you through SMSF rules, limited recourse borrowing, and the ‘sole purpose test’. Whether residential or commercial, we clarify what’s possible.
Local Western Sydney Expertise
The super industry claims SMSFs are costly. However, they can be more affordable than traditional funds. We ensure transparency on all costs—from setup to administration—without hidden fees.
Real Faces, Not Faceless Call Centres
SMSFs provide unique investment and tax benefits that traditional funds can’t match. However, they may not suit everyone. Our specialists will help you understand the pros and cons based on your situation.
What You See Is What You Pay
Taking control shouldn’t mean stress. Our team manages compliance—reporting, auditing, and management—keeping you informed. We’ll ensure compliance while you focus on strategic decisions.
Complete SMSF Solutions
Under One Roof
SMSF Setup
Our Western Sydney specialists make the start of your SMSF journey as straightforward as possible for you. No complicated processes, just a smooth entry into a financial future that you can control.
No Set Up Fees.
When we say we are transparent, we mean it. $0 for set up. Leave it to our SMSF Accountant to establish your SMSF and well as the necessary documents and registration. And if you like a corporate trustee or bare trust please see our pricing page for more information.
Seamless end-to-end process
Our team coordinates every stage so you can make informed decisions without handling complex paperwork.
SMSF Costs & Fees
Forget the notion that SMSF’s are costly to set up. They can be more affordable that you think. At Clarity SMSF, our pricing is crystal clear. From set up to administration, there will be zero guesswork on what you have to pay.
Affordable and Transparent Pricing
For just $298p/m, our SMSF specialist team will take control of the reigns when it comes to documentation, compliance, and audits. We will also provide expert technical support along the way. If you need to tailor your SMSF, please see our pricing page for additional services like Actuary Certificates, Activity Statements, ASIC fees, and Valuations.
Simple Fee Structure
We’re not here to complicate your SMSF journey with additional fees and unsuspecting costs. If you require additional services, we’ve outlined them to you. No surprises here.
SMSF Benefits
Did you want greater control and flexibility over your financial future? An SMSF provides you with a wider range of investment choices, putting you firmly in the driver’s seat taking you on the journey to financial freedom.
Take full control of investments
Select and manage assets that match your personal goals rather than being locked into a preset fund portfolio.
Tax Efficiency at its best
Multiple tax savings? Now you’re talking. By strategic planning, there is potential for significant savings using super-specific tax benefits.
SMSF Administration
Our SMSF specialist team will ensure a stress-free process and are committed to proactive communication. We’ll manage all compliance (including reporting auditing and management), while keeping you informed along the way.
Ticking the boxes and kicking goals
Managing an SMSF is a detailed process and our team will handle these complex, time-intensive tasks, which will leave you to focus on investment decisions and planning your next financial goals.
Let’s talk strategy
Markets and needs change, and our team of advisors regularly review your SMSF to reflect these changes. If there is a strategy that needs reviewing, you’ll know about it.
SMSF Property Investment
Investing in super property isn't just buying a house. Our specialists guide you through SMSF rules, limited recourse borrowing, and the 'sole purpose test'. Whether residential or commercial, we clarify what's possible.
Which property is right for your SMSF?
Our SMSF property advisors will guide you on the most suitable investment type, while meeting all regulatory requirements. No confusion, just clarity.
Lending, the SMSF way
Our SMSF Mortgage lenders wade through the unique rules, assess your fund’s borrowing power & guide you through the Limited Resource Borrowing Arrangement, ultimately saving you time and preventing costly errors.
See If An SMSF Makes Financial Sense For You - Get your free, no-obligation SMSF assessment.
We'll tell you honestly if an SMSF isn't right for you
Takes 30 minutes
Face-to-face or video call with a Western Sydney specialist
Complete Cost Comparison
See exactly how an SMSF compares to your current super
Your information is secure and will never be shared.
All the answers to
your questions
Assumes average super fees for MySuper from Industry/Retail funds are 1% (source Rainmaker) vs Clarity SMSF fee of $280pm + annual ATO supervisory levy of $259
Online services offer cheap processing but minimal support. Our administration combines technology efficiency with specialist expertise and personal service. When complex issues arise, you speak with experts who understand your fund, not call centre staff reading scripts.
DIY administration might save money initially but often costs more through missed opportunities, compliance failures, and time investment. Our professional administration typically costs $2,000-$3,500 annually but prevents penalties and identifies opportunities worth many times this investment.
Absolutely. Our administration service seamlessly integrates with accountants, financial planners, and lawyers. We can work with your existing advisors or leverage our complete specialist network for comprehensive support.
Our local Western Sydney presence means rapid response to urgent requirements. Whether it’s an unexpected investment opportunity or emergency benefit payment, our administrators can prepare documentation quickly while ensuring compliance.
Our administration includes proactive monitoring for strategic opportunities: contribution cap increases, carry-forward provisions, pension commencement timing, and legislative changes that benefit your fund. We alert you to opportunities, not just obligations.
We use purpose-built SMSF administration software ensuring accuracy and efficiency. This includes automated compliance checking, integrated reporting, and secure document management. You receive portal access for real-time fund visibility.
We record all investments, maintain proper documentation, track corporate actions, and ensure investment strategy compliance. For property, we maintain lease documents, rental records, and expense documentation.
We monitor contribution caps, track bring-forward provisions, ensure contributions are allocated correctly, and alert you to timing opportunities. This prevents excess contribution penalties while maximising your contribution opportunities.
Pension administration requires precision. We calculate minimum payments, manage commutation strategies, prepare actuarial certificates when needed, and ensure compliance with pension standards. This includes transition to retirement and account-based pension management.