SMSF Setup and Advisory Services in Sydney
Our team of local SMSF specialists in Penrith provide tailored advice and assistance to put you in control of your superannuation
Locally Based, People-Focused
Affordable, Fixed Pricing
SMSF Expertise, Accredited Professionals
Is an SMSF
Right for me?
You want more control of your super, so next compare costs of a SMSF with the average Retail and Industry super funds to see if you could save you money.
No confusion,
just clarity
At Clarity SMSF, we believe in making your SMSF experience seamless and straightforward. Our expert team will guide you step-by-step, removing confusion and ensuring every client enjoys a clear, uncomplicated path to establishing and managing their fund.
Our Specialists
Not Just Advisors.
A Complete SMSF Team
Our SMSF network operates like a finely tuned orchestra, with each expert contributing their specific skills to create a harmonious strategy. It's the difference between a general practitioner and a specialist medical team.
SMSF Accountant
Most accountants see compliance obligations. Ours see strategic opportunities worth thousands in tax savings.
SMSF Financial Advisor
Generic balanced options are for generic investors. Our specialists create investment strategies that leverage your expertise within SMSF rules.
SMSF Specialist Advisors
Your SMSF deserves more than generic advice from generalists. Our specialists focus exclusively on self-managed super, delivering strategies that actually move the needle.
SMSF Mortgage Lenders
Standard mortgage brokers rarely understand SMSF lending requirements. Our specialists navigate Limited Recourse Borrowing Arrangements and access lenders who actually want SMSF business.
SMSF Property Advisor
Finding the right property for your SMSF isn’t like buying your home or a standard investment. Our specialist SMSF property advisors navigate complex compliance requirements while identifying opportunities that transform property from expense to wealth-building asset.
SMSF Estate Planning
Your will doesn’t control your SMSF—a fact that shocks many. Our specialists ensure your super wealth transfers exactly as intended, protecting beneficiaries from unnecessary tax.
SMSF Conveyancing
SMSF law combines trust, tax, and compliance law in complex ways. Our specialist lawyers ensure bulletproof structures that maximise flexibility.
Your journey to
SMSF Confidence
1
Personalised SMSF Assessment
We'll tell you straight if an SMSF is right for you. Unlike those who'll set one up for anyone with a pulse and a credit card.
2
Customised Strategy Creation
Your complete SMSF team crafts a strategy around your specific goals. No cookie-cutter approaches, just personalised planning that actually fits.
3
Seamless Establishment Process
We handle the complex setup while you maintain control. Trust deeds, ATO registration, asset transfers—all done right first time.
4
Guided Investment Implementation
We handle the complex setup while you maintain control. Trust deeds, ATO registration, asset transfers—all done right first time.
5
Ongoing Support & Optimisation
We don't disappear after setup like online providers. Regular reviews and proactive adjustments keep your SMSF on track as life evolves.
Why choose Clarity SMSF?
Experience expert SMSF guidance from a local, transparent team that puts your financial future first
A coordianted team, working all together
Unlike other providers, our Western Sydney specialists work as a coordinated team. You get expertise in every aspect of your SMSF journey—from accounting to estate planning—all under one roof.
We’ll Tell You If An SMSF Isn't Right For You
Investing in super property isn’t just buying a house. Our specialists guide you through SMSF rules, limited recourse borrowing, and the ‘sole purpose test’. Whether residential or commercial, we clarify what’s possible.
Local Western Sydney Expertise
The super industry claims SMSFs are costly. However, they can be more affordable than traditional funds. We ensure transparency on all costs—from setup to administration—without hidden fees.
Real Faces, Not Faceless Call Centres
SMSFs provide unique investment and tax benefits that traditional funds can’t match. However, they may not suit everyone. Our specialists will help you understand the pros and cons based on your situation.
What You See Is What You Pay
Taking control shouldn’t mean stress. Our team manages compliance—reporting, auditing, and management—keeping you informed. We’ll ensure compliance while you focus on strategic decisions.
Complete SMSF Solutions
Under One Roof
SMSF Setup
Unlike other providers, our Western Sydney specialists work as a coordinated team. You get expertise in every aspect of your SMSF journey; from accounting to estate planning, all under one roof.
Start with the right structure
Ensure your trust deed, ATO registration, and asset transfers are completed accurately to avoid future compliance issues.
Seamless end-to-end process
Our team coordinates every stage so you can make informed decisions without handling complex paperwork.
SMSF Property Investment
Investing in super property isn't just buying a house. Our specialists guide you through SMSF rules, limited recourse borrowing, and the 'sole purpose test'. Whether residential or commercial, we clarify what's possible.
Confident, compliant property strategies
Work with experts who specialise in SMSF residential and commercial property investment to meet all regulatory requirements.
Access SMSF-specific lending options
Secure finance through lenders who understand the unique rules of limited recourse borrowing arrangements.
SMSF Costs & Fees
The super industry claims SMSFs are costly. However, they can be more affordable than traditional funds. We ensure transparency on all costs from setup to administration without hidden fees.
Understand all costs upfront
Receive transparent pricing before you commit, with no hidden extras or unexpected charges later.
Benefit from long-term cost efficiency
Fixed fees can become increasingly competitive as your super balance grows over time.
SMSF Benefits
SMSFs provide unique investment and tax benefits that traditional funds can't match. However, they may not suit everyone. Our specialists will help you understand the pros and cons based on your situation.
Take full control of investments
Select and manage assets that match your personal goals rather than being locked into a preset fund portfolio.
Leverage SMSF tax advantages
Optimise your retirement savings by using super-specific tax benefits and strategic planning.
SMSF Administration
Taking control shouldn't mean stress. Our team manages all compliance including reporting, auditing, and management while keeping you informed. We ensure compliance so you can focus on strategic decisions.
Simplify your compliance obligations
We handle all reporting, audits, and ATO requirements so your fund stays in good standing.
Keep strategies aligned with goals
Regular reviews ensure your SMSF remains compliant and optimised as your needs change.
See If An SMSF Makes Financial Sense For You - Get your free, no-obligation SMSF assessment.
We'll tell you honestly if an SMSF isn't right for you
Takes 30 minutes
Face-to-face or video call with a Western Sydney specialist
Complete Cost Comparison
See exactly how an SMSF compares to your current super
Your information is secure and will never be shared.
All the answers to
your questions
Online services offer cheap processing but minimal support. Our administration combines technology efficiency with specialist expertise and personal service. When complex issues arise, you speak with experts who understand your fund, not call centre staff reading scripts.
DIY administration might save money initially but often costs more through missed opportunities, compliance failures, and time investment. Our professional administration typically costs $2,000-$3,500 annually but prevents penalties and identifies opportunities worth many times this investment.
Absolutely. Our administration service seamlessly integrates with accountants, financial planners, and lawyers. We can work with your existing advisors or leverage our complete specialist network for comprehensive support.
Our local Western Sydney presence means rapid response to urgent requirements. Whether it’s an unexpected investment opportunity or emergency benefit payment, our administrators can prepare documentation quickly while ensuring compliance.
Our administration includes proactive monitoring for strategic opportunities: contribution cap increases, carry-forward provisions, pension commencement timing, and legislative changes that benefit your fund. We alert you to opportunities, not just obligations.
We use purpose-built SMSF administration software ensuring accuracy and efficiency. This includes automated compliance checking, integrated reporting, and secure document management. You receive portal access for real-time fund visibility.
We record all investments, maintain proper documentation, track corporate actions, and ensure investment strategy compliance. For property, we maintain lease documents, rental records, and expense documentation.
We monitor contribution caps, track bring-forward provisions, ensure contributions are allocated correctly, and alert you to timing opportunities. This prevents excess contribution penalties while maximising your contribution opportunities.
Pension administration requires precision. We calculate minimum payments, manage commutation strategies, prepare actuarial certificates when needed, and ensure compliance with pension standards. This includes transition to retirement and account-based pension management.
Yes, we regularly remediate poorly administered funds. We reconstruct records, rectify compliance failures, and establish proper processes. While this requires initial investment, proper administration prevents future costly problems.